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Ally Unlimited Cash Back Mastercard®: Experience Limitless Rewards and Peace of Mind

Embark on a financial experience like no other with the Ally Unlimited Cash Back Mastercard®. As you navigate the world of credit cards, Ally presents an opportunity that goes beyond the ordinary – a card designed to make every purchase count, offering unlimited 2% cash back with no exceptions or expirations. Whether you’re a seasoned rewards enthusiast or exploring the benefits of cash back for the first time, the Ally Unlimited Cash Back Mastercard® brings simplicity, transparency, and unmatched value to your wallet. Join us as we delve into the features, benefits, and the seamless application process of this extraordinary credit card, designed with you in mind.

Unlimited 2% Cash Back, No Exceptions

Say goodbye to limitations and expirations. Enjoy a flat 2% cash back on all your purchases, all the time. Whether it’s your everyday essentials or special treats, your cash back keeps accumulating with no strings attached.

A Card That Starts with You

Crafted with a rewarding relationship in mind, the Ally Unlimited Cash Back Mastercard® is here to align with your financial goals.

An Opportunity for You

Ally Unlimited CashBack Credit Card Mastercard

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Special Promotions and Offers

Check your personalized offer for exclusive promotions, rates, and fees. Your eligibility is subject to credit approva

No Returned Payment Fees:

Mistakes happen; we won't penalize you for them.

No Rate Hikes for Late Payments:

Late payments won't lead to increased rates, providing peace of mind

24/7 Customer Care:

Assistance is just a call away, whenever you need it.

Tap-to-Pay Technology:

Enjoy the convenience of contactless payments.

The Ally Unlimited Cash Back Mastercard® prioritizes your security. It includes Zero Fraud Liability, around-the-clock fraud monitoring, the ability to lock your card instantly for added security, and tap-to-pay technology for convenient and secure transactions.

Currently, Ally Credit Card applications are accepted only if you have received an offer from us, either online or by mail. Keep an eye on your mailbox or online account for exclusive offers to apply and unlock the benefits of this exceptional card.

The standard APR (Annual Percentage Rate) for the Ally Unlimited Cash Back Mastercard® ranges from 24.99% to 26.99%, variable. The minimum interest charge is $1.50. Standard fees include a balance transfer fee of 4% or $5 (whichever is greater) and a cash advance fee of 5% or $10 (whichever is greater). It's recommended to check your personalized offer for potential promotions, reduced fees, or lower APRs, as offers are subject to credit approval.

Respond to a Mail Offer in Minutes

If you’ve received a mail offer, you’re just minutes away from unlocking the benefits of the Ally Unlimited Cash Back Mastercard®. For those without an offer, stay tuned—we’re excited to introduce a credit card you can believe in. Trust Ally to bring you financial solutions that align with your needs.

Frequently Asked Questions

The Ally Unlimited Cash Back Mastercard® is a credit card that offers unlimited 2% cash back on all purchases, without any exceptions or expirations. This means you earn a flat 2% cash back on every transaction you make with the card.

Cash back rewards earned with the Ally Unlimited Cash Back Mastercard® can be easily redeemed as statement credits. This provides you with the flexibility to apply your earned cash back directly towards your credit card balance.

No, there are no annual fees, no foreign transaction fees, and no over-the-limit fees with the Ally Unlimited Cash Back Mastercard®. Ally is committed to providing a transparent and fee-friendly credit card experience.