Introducing the Discover it® Cash Back Credit Card
Are you ready to supercharge your spending and earn unlimited cash rewards? Look no further than the Discover it® Cash Back Credit Card! This fantastic card is designed to put more money back in your pocket with every purchase. Let’s dive into the exciting features of this card:
Rotating Cash Back Categories
The Discover it® Cash Back Credit Card stands out with its unique rotating cash back rewards program. Cardholders earn a significant 5% cash back on everyday purchases in various categories that change each quarter, such as grocery stores, restaurants, gas stations, and online shopping, up to a quarterly maximum upon activation. This feature encourages cardholders to plan their spending around these categories to maximize rewards. It’s ideal for consumers who enjoy strategizing their purchases to align with the rotating categories. However, it does require the cardholder to stay updated and activate these categories each quarter to benefit from the higher cash back rate.
Cashback Match™ Feature
One of the most compelling features of the Discover it® Cash Back Credit Card is the Cashback Match™. In the first year of card ownership, Discover automatically matches all the cash back earned, with no upper limit. This essentially doubles the rewards you earn in your first year. For example, if you earn $300 in cash back during your first year, Discover will match it with an additional $300, making your total cash back $600. This feature is particularly attractive for new cardholders and serves as a strong incentive to use the card regularly during the first year.
An Opportunity for You
Wells Fargo Active Cash® Credit Card
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Special Offer Alert!
Get an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically. There is no limit to how much we’ll match. If you earn $150 cash back, we’ll give you another $150.
No annual fee
There’s no annual fee for your Discover it® Cash Back credit card. Not now. And not hiding a year from now.
5% Cash Back
Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn 1% cash back on all other purchases.
1% Cash Back
Earn 1% cash back on all other purchases.
If your cell phone is damaged or stolen, contact the claims administrator at [phone number] or visit [website] to start the claims process.
If you need an emergency cash advance or card replacement, contact our customer service, and we'll assist you in getting the help you need quickly.
You can access Visa Signature privileges, including 24/7 Concierge service and the Luxury Hotel Collection, by being a Wells Fargo Active Cash Cardholder.
No Annual Fee and Forgiving Fee Structure
The Discover it® Cash Back Credit Card’s no annual fee policy is a significant benefit, making it accessible and cost-effective for a broad range of users. Additionally, the card offers a forgiving fee structure, which includes an automatic waiver of the first late payment fee and no penalty APR. This aspect of the card is particularly beneficial for those who are new to credit cards or are looking for a card with a more lenient approach to fees and penalties. The absence of an annual fee and the lenient fee structure make it an appealing option for those who want a simple, low-cost cash back card.
Frequently Asked Questions
You can redeem your rewards to offset eligible purchases from your credit card account. Redeem for purchases as little as $1.
Yes, you can redeem your rewards as a credit to a qualifying Wells Fargo credit card, checking account, or mortgage.
Yes, you can redeem cash rewards in $20 increments when you use your Wells Fargo ATM or Debit Card.