Are you ready to supercharge your spending and earn unlimited cash rewards? Look no further than the Discover it® Cash Back Credit Card! This fantastic card is designed to put more money back in your pocket with every purchase. Let’s dive into the exciting features of this card:
The Discover it® Cash Back Credit Card stands out with its unique rotating cash back rewards program. Cardholders earn a significant 5% cash back on everyday purchases in various categories that change each quarter, such as grocery stores, restaurants, gas stations, and online shopping, up to a quarterly maximum upon activation. This feature encourages cardholders to plan their spending around these categories to maximize rewards. It’s ideal for consumers who enjoy strategizing their purchases to align with the rotating categories. However, it does require the cardholder to stay updated and activate these categories each quarter to benefit from the higher cash back rate.
One of the most compelling features of the Discover it® Cash Back Credit Card is the Cashback Match™. In the first year of card ownership, Discover automatically matches all the cash back earned, with no upper limit. This essentially doubles the rewards you earn in your first year. For example, if you earn $300 in cash back during your first year, Discover will match it with an additional $300, making your total cash back $600. This feature is particularly attractive for new cardholders and serves as a strong incentive to use the card regularly during the first year.
Get an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically. There is no limit to how much we’ll match. If you earn $150 cash back, we’ll give you another $150.
There’s no annual fee for your Discover it® Cash Back credit card. Not now. And not hiding a year from now.
Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn 1% cash back on all other purchases.
Earn 1% cash back on all other purchases.
The Discover it® Cash Back Credit Card’s no annual fee policy is a significant benefit, making it accessible and cost-effective for a broad range of users. Additionally, the card offers a forgiving fee structure, which includes an automatic waiver of the first late payment fee and no penalty APR. This aspect of the card is particularly beneficial for those who are new to credit cards or are looking for a card with a more lenient approach to fees and penalties. The absence of an annual fee and the lenient fee structure make it an appealing option for those who want a simple, low-cost cash back card.