Now let’s find out how you will apply for your Discover it Cashback credit card
One of the cards that has the most cashback, you are about to request it now
Discover it® Cash Back Credit Card
5% Cash Back
Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn 1% cash back on all other purchases.
1% Cash Back
Earn 1% cash back on all other purchases.
Unlimited Cashback Match
Get an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically. There is no limit to how much we’ll match.
No annual fee
0% Intro APR† for 15 months on purchases and balance transfers and 3% Intro Balance Transfer Fee until March 10, 2024. Then 17.24% to 28.24% Standard Variable Purchase APR and up to 5% fee for future balance transfers will apply.
Step-by-Step Guide to Applying for the Discover it® Cash Back Credit Card
Step 1: Visit the Discover Website
Start by going to the official Discover website. This is the most direct and secure way to apply for their credit cards.
Step 2: Navigate to Credit Cards
On the Discover website, find and click on the ‘Credit Cards’ section. Here, you’ll find a list of all the credit cards that Discover offers, including the Discover it® Cash Back Credit Card.
Step 3: Select the Discover it® Cash Back Card
Locate the Discover it® Cash Back Credit Card from the list. Click on it to get more details about the card, including its benefits, cash back rewards program, APR, and any fees.
Step 4: Review Card Details Thoroughly
Carefully read through all the details about the card. Pay special attention to the cash back rewards program, especially how the rotating categories work and how to activate them, the APR, and the fee structure.
Step 5: Check Eligibility
Before applying, ensure you meet the eligibility criteria. This may include requirements related to your credit score, income, and other financial factors.
Step 6: Apply Online
If you’ve decided that this card is right for you, click on the ‘Apply Now’ button. This will take you to the online application form.
Step 7: Fill Out the Application Form
Fill in the application form with the necessary information. This will typically include your name, address, Social Security Number, employment details, and annual income. Ensure all the information is accurate to avoid delays.
Step 8: Submit Your Application
Review your application to make sure all details are correct and then submit it. Discover will process your application, which includes a credit check.
Step 9: Await Approval
The approval process may be instant, or it could take a few days. You will be notified of the decision by Discover via email or mail.
Step 10: Next Steps After Approval
If your application is approved, your Discover it® Cash Back Credit Card will be mailed to you. Follow the instructions provided to activate your card once it arrives. If your application isn’t approved, Discover will typically provide reasons, which can help you understand what areas of your credit or financial profile may need improvement.
Applying for the Discover it® Cash Back Credit Card online is a convenient way to access a card with a lucrative cash back rewards program and favorable terms. Remember to read all terms and conditions carefully to fully understand the card’s features and your responsibilities as a cardholder.
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