Wells Fargo Reflect® Card: A Comprehensive Overview
In the dynamic landscape of credit cards, the Wells Fargo Reflect® Card emerges as a beacon of financial flexibility and rewards. Boasting a remarkable 0% introductory APR for an extended 21 months, this card is designed to empower cardholders with unparalleled advantages on both purchases and qualifying balance transfers. Beyond its enticing introductory offer, the Reflect® Card introduces a spectrum of benefits, from no annual fees to exclusive features like Cellular Telephone Protection and Roadside Dispatch® services.
Elevate Your Financial Experience
This comprehensive guide aims to delve into the key facets of the Wells Fargo Reflect® Card, providing insights into its unique features, awards and recognitions, balance transfer options, and additional perks that make it a standout choice in the realm of credit cards. Join us as we navigate through the intricacies of this financial tool, unveiling the opportunities it presents for savvy users seeking a combination of convenience, savings, and rewarding experiences.
Introductory APR Offer:
One of the standout features of the Wells Fargo Reflect® Card is its impressive 0% introductory APR for an extended period of 21 months from the account opening. This applies to both purchases and qualifying balance transfers. After the initial period, the variable APR will be 18.24%, 24.74%, or 29.99%, depending on creditworthiness. Notably, balance transfers made within 120 days from account opening qualify for the introductory rate.
An Opportunity for You
Wells Fargo Reflect Credit Card
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Special Offer Alert!
Best 0% Intro APR and Balance Transfer Credit Card
My Wells Fargo Deals:
Through My Wells Fargo Deals, users gain access to personalized deals from various merchants.Earn cash back as an account credit by shopping, dining, or experiencing activities using the Reflect® Card.
Zero Liability Protection:
Built-in protection features ensure cardholders are not held responsible for unauthorized transactions when reported promptly.
Credit Close-Up℠:
Gain control over your credit with Credit Close-Up℠. Understand and track your FICO® Score, with monthly updates and personalized credit insights available for Wells Fargo Online® customers.
The Ascent, a Motley Fool Service
Best 0% Intro APR Credit Card. Best Balance Transfer Credit Card
The Wells Fargo Reflect® Card provides additional benefits, including Cellular Telephone Protection, Roadside Dispatch® services, access to personalized deals through My Wells Fargo Deals, and Zero Liability protection for unauthorized transactions.
Cellular Telephone Protection offers coverage of up to $600 against damage or theft of an eligible cell phone. There is a $25 deductible, and the protection is applicable when cell phone bills are paid with the Wells Fargo Consumer Credit Card
Yes, the Wells Fargo Reflect® Card has received several accolades, including being recognized by The Ascent, NerdWallet, CNBC Select, and U.S News for its features, such as being the Best 0% Intro APR Credit Card and Best Balance Transfer Credit Card in various years.
A Future of Financial Empowerment with Wells Fargo Reflect® Card
Wells Fargo Reflect® Card stands as more than just a credit card; it is a gateway to a future of financial empowerment. With a generous 0% introductory APR, the Reflect® Card provides a unique opportunity to navigate purchases and balance transfers without the burden of immediate interest. The absence of an annual fee ensures that cardholders can maximize their benefits without ongoing costs.
Frequently Asked Questions
The Wells Fargo Reflect® Card offers a 0% introductory APR for 21 months from the account opening on both purchases and qualifying balance transfers. After the initial period, the variable APR will be 18.24%, 24.74%, or 29.99%, depending on creditworthiness.
No, the Wells Fargo Reflect® Card does not have an annual fee, allowing cardholders to enjoy its benefits without incurring additional costs.
If you’re applying for the card, you can request a balance transfer during the credit card application process. For existing cardholders, sign in to Wells Fargo Online and select “Request Balance Transfer” under Account Management. Alternatively, you can call 1-800-642-4720.